921 Chatham Lane, Suite 101,
Columbus, OH 43221 View Map
Organize the Home Loan Process
To help you in the process Premier Nationwide Lending has developed a checklist that you can use in managing the home loan process. If you have any questions concerning the home loan process, please contact your Premier Nationwide Lending Home Mortgage Loan Expert who is on standby ready to assist you with your home mortgage needs.
In general, the documentation you will need includes:
Property Information (if you already have a contract on a house)
Copy of legal description and MLS sheet.
If you have sold your current home, copy of settlement statement (closing disclosure).
Income & Assets
Pay stubs for the last 30 days.
For the past two years:
Names and addresses of each employer.
Complete tax returns
All pages of statements for each bank, mutual fund, and/or investment account for the last three months.
If you have made any large deposits to your accounts:
Explanation and source for deposit.
If large deposit was a gift:
Signed gift letter (lender can supply).
Copy of gift check.
Copy of deposit receipt.
If you own more than 25% of a business:
Corporate or partnership tax returns.
Tax returns for the last three years (with schedules).
Year-to-Date Profit and Loss Statement prepared by an accountant (If using this income for qualification purposes).
If you own rental property:
Tax returns for the last two years and current rental agreements.
If you are retired:
Pension Award Letter.
If you receive Social Security:
Social Security Award Letter.
If you are counting child support as income:
Copy of divorce settlement.
Copy of twelve months of cancelled child support checks or 12 months print out from the County Child support division.
Names, addresses, account numbers, balances and monthly payments on all current loans.
Explanation of credit report anomalies, including:
Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.
Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).
Copy of DD Form 214, Report of Separation.
Photo ID and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.
Residential Mortgage Loan Originators
Scott has 15 years of mortgage lending experience as a loan officer.Being licensed federally and state wide, he has been trained to determine the best loan program for your needs.In addition to experience and training, he is a specialist in working with first time homebuyers.Scott specializes in the state bond program OHFA, the City of Columbus ADDI grant, the Franklin County grant, the Ohio Trust Fund grant, and more.
After dealing with a shady mortgage lender who cost us one home deal and almost cost us the one we ended up buying. I got in touch with Scott Voelkel and he managed to get the deal done in a unique situation. Thanks Scott, we will be sending everyone we know to you.
I am a real estate agent and I've been working with Scott Voelkel since 2002. We have made a very successful partnership with Scott as a lender to my clients. When I have needed Scott to expedite a loan because my clients have had specific needs, Scott has always delivered! Even when we have had challenges, Scott has risen to the occasion and helped in every capacity that I have ever needed. We have done some home buyer seminars together, and would welcome the opportunity to do more! Scott's ability to find creative financing and help with grant programs is second-to-none compared to other lenders with whom I have worked. I highly recommend this hard-working, top-notch professional, and I am not only honored to call him a colleague, but I am thankful to call him "friend".
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. NTFN, Inc. is licensed by the Texas Department of Savings and Mortgage Lending. NTFN, Inc. is licensed under the laws of the state of Texas and by state law is subject to regulatory oversight by the Department of Savings and Mortgage Lending. The department maintains a recovery fund to make the payments to certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.